Earning a salary of £28,000 in the UK puts you slightly below the national average, but it still offers a comfortable income for many, especially outside of London. In this guide, we’ll break down exactly what you take home after tax, National Insurance (NI),…
If you work in the UK, chances are you’ve noticed changes to your National Insurance (NI) contributions over the years. The 2025/26 tax year brings another shift in NI rates—and it’s worth understanding how that affects your take-home pay. What Changed in 2025? From…
If you earn £45,000 per year in the UK, it’s worth understanding how pension contributions and taxes affect what you actually take home each month. With 2025 tax thresholds in place, let’s break it down. Gross Salary Overview This is before deductions for tax,…
If you’re earning £18 per hour in the UK in 2025, it’s natural to wonder how much actually lands in your bank account after tax, National Insurance, and pension contributions. Let’s break it down. Gross Annual Salary If you work full-time at 37.5 hours…
If you’re earning £35,000 a year in the UK, you might be wondering what that really means for your take-home pay. Let’s break down exactly how much tax and National Insurance (NI) you’ll pay on a £35k salary in the 2025/26 tax year. Your…
Ever wondered how much you actually earn per day on a £50,000 salary in the UK? Whether you’re budgeting or comparing job offers, knowing your daily income can give you a clearer view of your financial landscape. Let’s break it down. Annual Salary vs…
Auto-enrolment into workplace pensions is standard in the UK, but what if you opt out? Would your payslip look better, or are you missing out on long-term benefits? In this guide, we break down what really happens to your take-home pay when you stop…
If you’re earning a £60,000 annual salary and want to know exactly what you take home after tax, National Insurance (NI), and pension deductions — this guide is for you. Using the 1257L tax code (the UK default for 2025/26), let’s break it all…
If you earn £2,500 per month in the UK, you might be wondering what actually lands in your bank account after tax and deductions. While your gross salary is clear, the take-home amount can vary depending on your tax code, pension contributions, and other…
When it comes to retirement planning in the UK, how you contribute to your pension can make a significant difference to your take-home pay. Two common methods are salary sacrifice and personal pension contributions, and they operate in very different ways. Let’s break them…
