If you only know your hourly wage, the Hourly Rate Calculator can help you estimate your full salary and take-home pay — all based on current tax rates.
UK Salary & Tax Breakdown Calculator
If you live in Scotland, income tax is calculated differently.
Rates and thresholds set by Scottish Government.
A common tax code is "1257L" meaning £12,570 tax-free allowance. Check your payslip, P60, or HMRC letter for your correct code.
• Plan 1: Started before September 2012 in England/Wales
• Plan 2: Started after September 2012 in England/Wales
• Plan 4: Scottish students
• Postgraduate Loan: For master's/PhD courses
Your payslip or SLC account will confirm your plan.
How to Use the Hourly Wage Calculator
Curious what your hourly wage translates to as a yearly salary? Comparing different job offers? Just enter your hourly rate and average weekly hours into the calculator to get a full breakdown.
Bonus Incoming?
Add the bonus amount into the bonus field to see a side-by-side comparison of a typical month versus a bonus month.
Overtime Insights
Want to know what those extra hours are really worth? Enter how many hours you work and the multiplier (e.g. 5 hours at 1.5x). There’s space for two different overtime rates. Calculations are based on a standard 37.5-hour workweek for simplicity.
Live in Scotland?
Tick the “Scottish resident” box to apply Scottish-specific income tax rates.
Know Your Tax Code?
Pop it in for a more tailored take-home estimate. Not sure? Leave it blank and we’ll use the standard code.
Pensions
Enter the percentage (or £ amount) you contribute to your pension and choose the type (e.g. auto-enrolment or salary sacrifice). We’ll include it in your breakdown.
Childcare Vouchers
Enter the monthly voucher amount if you receive them through a salary sacrifice scheme. If you joined before 6 April 2011, tick the box for additional tax relief.
National Insurance
If you don’t pay NI (for example, if you’re over State Pension age), tick the “No NI” box.
Student Loans
Select your repayment plan:
- Plan 1: Started before 1 September 2012 (England/Wales)
- Plan 2: Started after 1 September 2012 (England/Wales)
- Plan 4: Scottish students
- Postgraduate: Master’s or PhD loans
Choose Your Tax Year
By default, calculations use the 2025/26 tax year. Want to check another year? Use the dropdown to switch.
Once you've filled in your info, hit “Calculate”. Your full salary breakdown—gross pay, tax, NI, student loan, and take-home pay—will appear for yearly, monthly, weekly, and daily views.
Based on tax data from April 2025. Want to know more? [Learn about UK tax rates here.]