Hourly Wage Tax Calculator

How to Use the ROE Hourly Wage Calculator

The ROE Hourly Wage Calculator helps you understand how your hourly pay translates into annual, monthly, weekly, and daily earnings. To begin, enter the amount you earn per hour and how many hours you typically work each week. The calculator will then provide an estimate of your salary across multiple time frames.

If you expect to receive a bonus during a particular month, simply input the bonus amount to see how it affects your take-home pay. This allows you to compare your income in a regular month versus one where you receive a bonus. Overtime can also be included by entering the number of hours you work beyond your normal schedule and the rate at which you’re paid for that time (for example, five hours at 1.5 times your regular rate). You can enter up to two different overtime rates. These calculations are based on a standard 37.5-hour workweek.

If you live in Scotland, make sure to tick the “Resident in Scotland” box so the calculator can apply the correct Scottish income tax bands. For a more precise result, you can enter your tax code. If you’re unsure of your code, leave it blank and the calculator will use the default setting.

For users contributing to a pension, the calculator allows you to enter your contribution as a percentage or fixed £ amount. You’ll also need to select the type of pension you’re paying into—whether it’s auto-enrolment, employer-based, salary sacrifice, or personal. This information helps provide a more realistic net pay calculation.

If you receive childcare vouchers through a salary sacrifice scheme, input the monthly voucher value. If you enrolled in the scheme before 6 April 2011, tick the relevant box, as it affects your tax relief eligibility. Additional fields let you indicate if you’re exempt from National Insurance contributions, such as in cases where you’re over the State Pension Age.

To account for student loans, you can select from several repayment plans: Plan 1 for courses started before September 2012, Plan 2 for those started after, Plan 4 for Scottish borrowers, and the Postgraduate Loan for those repaying master’s or PhD funding.

You also have the option to choose the tax year for which you’d like to run the calculations. By default, the calculator uses the 2025–26 tax year, but you can switch this if needed.

Once all your information is entered, click the “Calculate” button to generate a detailed breakdown. You’ll see your gross income, income tax, National Insurance, pension deductions, student loan repayments, and your estimated net (take-home) pay. This tool is designed to help you understand and compare the full picture of your income.